• Business Property Protection which helps protect your building and contents in case of direct physical loss.
• General Liability Protection includes
• Bodily Injury Liability Coverage: Help protect you for injuries to other people resulting from your operations
• Property Damage Liability Coverage: For damage claims to property of others
• Personal Injury Liability Coverage: Helps provide you with protection for such offenses as false arrest, libel, slander and wrongful entry
• Advertising Injury Liability Coverage: Helps cover your legal liability for a variety of offenses arising out of the advertising of your business’s goods and services
• Commercial Automobile Protection including
• Liability Coverage: This typically provides coverage to an insured business for legal obligations to pay damages due to bodily injury to others or for damage to their property arising out of a covered loss.
• Collision - Collision Coverage typically covers an insured auto for damage caused by a collision with another object or from the auto being overturned. Collision Coverage is usually required if you have a loan or lease on your business vehicles. Here, you choose a deductible amount instead of a limit. The deductible is the portion of a covered loss that you pay before the insurance company becomes responsible for payment under the policy. A larger deductible usually means a lower premium.
• Comprehensive - This coverage provides protection to an insured auto for covered losses not caused by collision or from the auto being overturned. It typically provides protection including but not limited to covered loss caused by fire, theft, hail, flood or vandalism. Comprehensive Coverage is usually required if you have a loan or lease on your business vehicles. Here, you choose a deductible amount instead of a limit. The deductible is the portion of a covered loss that you pay before the insurance company becomes responsible for payment under the policy. A larger deductible usually means a lower premium.
• Rental Reimbursement - If you have a covered comprehensive or collision loss as an insured person, this coverage typically reimburses you for the cost of renting vehicles from a rental agency or garage, up to the dollar amount limit per day shown on your policy
• Umbrella Excess Liability Insurance that provides higher liability limits, over primary liability insurance held by your business.

^{This is a brief description; it’s not part of any contract of insurance. The policy terms and conditions determine whether a loss is covered and if so, to what extent.}